Credit limit suddenly changed… What’s up?
So today I checked my bank account online, and suddenly it said “Credit Card” (I have a standard student one) to “MC Platinum.”
I had a 1k limit and now it says I have 0. I only charged $ 100 on it. I’m looking for more info online and can’t seem to find much on it. I may call them tomorrow. Do you guys know what’s up? Have you ever experienced this?
I have the card for 7ish months now. Thanks in advance!
Forgot to say that I always pay my balance in full. No interests yet!
Best answer:
Answer by Judy
Time to call the bank and ask.
Sometimes if you get a hotel room they will put a hold on funds in a credit card.
But this is usually 1 or 2 nights stay.
It’s not your credit – paying in full each month should be getting you those top credit scores.
Do you have anyone joint in the account?
Did they report the card lost or stolen?
Never panic – credit cards offer 100% fraud protection.
If someone else used your card without you knowing you will NOT be responsible for the charges.
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